Ajay Owning a home is one of the biggest financial goals for many Indians. To encourage home ownership, the Income Tax Act provides multiple tax benefits on home loans and housing property. These benefits reduce the overall tax burden and make housing more affordable. Whether you are a salaried professional, a self-employed individual, or a joint … Read more
Filing your Income Tax Return (ITR) on time is one of the most important financial responsibilities for every taxpayer in India. Missing the deadline can attract penalties, interest on outstanding tax, and even restrict you from claiming certain benefits. To help you avoid unnecessary losses, this guide explains the penalties for late ITR filing in … Read more
Credit cards have become an essential financial tool for managing expenses, earning rewards, and building a credit score in India. With increasing digital transactions and flexible repayment options, more people are applying for credit cards. However, to ensure approval and maximum benefits, you must understand the process, eligibility, and documentation required. This guide explains everything … Read more