Applying for a new PAN (Permanent Account Number) card has never been easier. With the government’s digital initiatives, individuals can now apply online within minutes without visiting an office. This guide explains the entire process, required documents, eligibility, fees, and useful tips to ensure a smooth application.
What is a PAN Card and Why is it Important?
A PAN card is a unique 10-digit alphanumeric identifier issued by the Income Tax Department of India. It is mandatory for:
- Filing income tax returns
- Opening a bank account
- High-value transactions
- Receiving taxable income such as salary, rent, or professional fees
- Applying for loans, credit cards, and investments
Since PAN is a lifelong number, every Indian citizen and even foreign nationals doing business in India should have one.
Who Can Apply for a New PAN Card?
You can apply if you fall under any of these categories:
- Indian citizens (residents and minors)
- Non-Resident Indians (NRIs)
- Foreign nationals/entities doing financial transactions in India
- Companies, firms, trusts, and partnerships
Step-by-Step Process to Apply for a New PAN Card Online
1. Choose an Authorized Portal
You can apply through:
- NSDL (Protean eGov Technologies Limited) – https://www.onlineservices.nsdl.com
- UTIITSL (UTI Infrastructure Technology and Services Limited) – https://www.pan.utiitsl.com
Both portals are government-approved and follow a similar process.
2. Select Application Type
- Click on New PAN for Indian Citizens (Form 49A).
- For foreigners, choose Form 49AA.
3. Fill in the Online Application
Provide:
- Full name, date of birth, gender
- Aadhaar details (if available for e-KYC)
- Address, email ID, and mobile number
4. Upload Required Documents
If not using Aadhaar-based e-KYC, upload scanned copies of:
- Proof of Identity (POI): Aadhaar, Voter ID, Passport, Driving License
- Proof of Address (POA): Utility bill, Passport, Aadhaar, Bank statement
- Proof of Date of Birth: Birth certificate, 10th mark sheet, Passport
5. Make Payment Online
- For Indian residents: around ₹93 (plus GST)
- For foreign applicants: around ₹864 (plus GST)
Payments can be made through net banking, UPI, credit/debit cards, or demand draft.
6. Aadhaar Authentication & e-Sign
- If Aadhaar is linked with mobile, OTP verification allows paperless e-Sign.
- Otherwise, physical signature and document submission may be required.
7. Submit the Application
Once submitted, you’ll receive:
- 15-digit acknowledgment number to track status
- Confirmation via SMS and email
8. Receive PAN Card
- e-PAN (digital copy): Delivered within 48 hours to email
- Physical PAN card: Delivered via post within 10–15 days
Overview Table: PAN Card Online Application
| Step | Action | Details |
|---|---|---|
| 1 | Visit Portal | Apply via NSDL or UTIITSL website |
| 2 | Select Form | Form 49A for Indian citizens, 49AA for foreigners |
| 3 | Enter Details | Personal, contact, Aadhaar, and address info |
| 4 | Upload Docs | POI, POA, DOB proof (if Aadhaar not used) |
| 5 | Payment | ₹93 for residents, ₹864 for foreign citizens |
| 6 | Verification | Aadhaar OTP e-Sign or physical signature |
| 7 | Acknowledgment | 15-digit number issued for tracking |
| 8 | PAN Delivery | e-PAN via email, physical card by post |
Key Benefits of Applying Online
- Convenience: Apply from home anytime
- Faster Processing: e-PAN within 48 hours
- Secure & Verified: Aadhaar-linked OTP authentication
- Paperless Option: No courier required if Aadhaar e-KYC used
- Trackable: Application status available online anytime
Common Mistakes to Avoid
- Entering incorrect Aadhaar or personal details
- Uploading blurred or mismatched documents
- Forgetting to save acknowledgment number
- Using inactive email or mobile number
- Selecting wrong form (49A vs 49AA)
Final Thoughts
Applying for a PAN card online is quick, cost-effective, and hassle-free. With Aadhaar-based e-KYC, applicants can receive their e-PAN in less than two days. To avoid delays, ensure documents are valid, details match official records, and payment is successful.
A PAN card is not just a tax identity—it is essential for banking, investments, and compliance in India. Applying online is the fastest way to secure this critical document.
FAQs
Q1. How long does it take to get a new PAN card online?
A = Usually 2–10 working days, depending on verification and postal delivery.
Q2. Can I apply for a PAN card without Aadhaar?
A = Yes, but you must upload identity and address proofs manually.
Q3. Is e-PAN valid like a physical PAN card?
A = Yes, e-PAN is equally valid for all financial and legal purposes.