A CIBIL score is a three-digit number (ranging from 300 to 900) that represents your creditworthiness based on your past repayment history, outstanding loans, and credit usage. Banks and financial institutions use this score to evaluate whether you are eligible for loans or credit cards. Many people applying for a credit card for the first … Read more
The Aadhaar card, issued by the Unique Identification Authority of India (UIDAI), is a 12-digit unique identification number that serves as both identity and address proof across India. It is essential for availing government subsidies, financial services, SIM cards, PAN linking, and many other services. If you do not yet have an Aadhaar card, you … Read more
Aadhaar is one of the most important identity documents in India, issued by the Unique Identification Authority of India (UIDAI). Many services today—such as bank KYC, PAN linking, and government subsidies—require Aadhaar verification. If you lose your Aadhaar card or need a digital copy, you can easily download it online in just a few steps. … Read more
Linking Aadhaar with PAN is a mandatory requirement set by the Income Tax Department of India. It helps eliminate duplicate PANs, ensures accurate tax filing, and is crucial for availing financial services. If your Aadhaar is not linked with your PAN, your PAN may become inoperative, affecting banking, investments, and tax return filing. Overview Table … Read more
The Aadhaar card is one of the most important identity documents in India, widely used for government schemes, banking, taxation, and verification purposes. Over time, personal details such as address, phone number, or biometrics may change. To keep records accurate, the Unique Identification Authority of India (UIDAI) allows citizens to update their Aadhaar details both … Read more
The Goods and Services Tax (GST) is one of the most significant tax reforms in India. If your business crosses the prescribed turnover threshold, GST registration becomes mandatory. Even for freelancers, e-commerce sellers, and service providers, GST registration ensures legal compliance and helps in claiming input tax credit. In 2025, the registration process remains entirely … Read more
Once you apply for GST registration in India, it is important to track the application status to know whether it has been approved, rejected, or pending. The GST portal provides a simple way to check your registration status using your Application Reference Number (ARN) or GSTIN. This ensures transparency and helps applicants avoid delays in … Read more
GST registration is mandatory for businesses in India that cross the turnover threshold or fall under specific categories such as e-commerce sellers, interstate suppliers, or service providers. Having the right documents ready ensures a smooth and quick registration process. In 2025, the GST portal requires both business-related and personal documents to verify authenticity before issuing … Read more
Filing your Income Tax Return (ITR) is one of the most important financial responsibilities for every taxpayer in India. It not only ensures compliance with the law but also allows individuals to claim refunds, avoid penalties, and maintain a clear financial record for future needs like loans or visas. Many taxpayers still find ITR filing … Read more
After filing your Income Tax Return (ITR), many taxpayers eagerly wait for their refund. If you have paid more tax than required, the Income Tax Department issues a refund directly to your bank account. Checking the ITR refund status online is simple and can be done using the official income tax portal or through the … Read more